Once again, job losses fall unequally across the US economy

WASHINGTON (AP) — Ten months into America’s viral outbreak, low-income workers are still bearing the brunt of job losses — an unusual and harsh feature of the pandemic recession that flattened the economy last spring.

In December, the nation shed jobs for the first time since April. Once again, the layoffs were heavily concentrated in the industries that have suffered most because they involve the kind of face-to-face contact that is now nearly impossible: Restaurants, bars and hotels, theaters, sports arenas and concert halls.

With the virus transforming consumer spending habits, economists believe some portion of these service jobs won’t return even after the economy has regained its footing. That trend will likely further widen the economic inequalities that have left millions of families unable to buy food or pay rent.

Typically in a recession, layoffs strike a broad array of industries — both those that employ higher- and middle-income workers and those with lower-paid staff — as anxious consumers slash spending. Economists had worried that the same trend would emerge this time.

Instead, much of the rest of the economy is healing, if slowly and fitfully. Factories, while not fully recovered, are cranking out goods and have added jobs every month since May. Home sales have soared 26% from a year ago, fueled by affluent people able to work from home who are looking for more space. That trend has, in turn, bolstered higher-paying jobs in banking, insurance and real estate.

“Such differences in … employment loss between the highest- and lowest-wage workers are almost certainly unprecedented among U.S. recessions over the past 100-plus years,” Brad Hershbein, an economist at the Upjohn Institute for Employment Research, and Harry Holzer, an economist at Georgetown University, concluded in a new research paper.

On the surface, the December jobs report the government issued Friday was dismal: The economy lost 140,000 jobs. It was the sixth straight month in which hiring has slumped from the previous month. Unemployment remained stuck at a still-high 6.7%.

But the negative number stemmed entirely from a brutal loss — nearly 500,000 jobs — in a category that includes restaurants, bars, hotels, casinos and entertainment.

State and local governments also cut workers. So did hair salons and other personal services. There were layoffs, too, in education.

More at Source: Once again, job losses fall unequally across the US economy

Tearing Down Black America | Boston Review

Tearing Down Black America

Policing is not the only kind of state violence. In the mid-twentieth century, city governments, backed by federal money, demolished hundreds of Black neighborhoods in the name of urban renewal.

BRENT CEBUL

Lincoln Center under construction, after the demoltion of the historically black neighborhood of San Juan Hill. Image: NYPL

When James Baldwin visited San Francisco in 1963 to film a documentary about U.S. racism, he encountered neighborhoods in turmoil: the city was seizing properties through eminent domain, razing them, and turning them over to private developers. Part of a massive, federal urban renewal program, nearly 5,000 families—no fewer than 20,000 residents, the majority of them people of color—were being displaced from rental homes, private property, and businesses in the Western Addition neighborhoods. Baldwin spoke to a Black teenager who had just lost his home and watched as his neighborhood was destroyed. He told Baldwin: “I’ve got no country. I’ve got no flag.” Soon after, Baldwin would say: “I couldn’t say you do. I don’t have any evidence to prove that he does.”

At the very moment when the civil rights movement secured voting rights and the desegregation of public and private spaces, the federal government unleashed a program that enabled local officials to simply clear out entire Black neighborhoods.

That young man was one of millions of Americans, disproportionately of color, who lost homes and communities through the federal urban renewal program. In discussing its human costs—colossal in scope and yet profoundly intimate—Baldwin helped popularize a phrase common in Black neighborhoods: urban renewal meant “Negro removal.” To steal people’s homes, Baldwin understood, was to shred the meaning of their citizenship by destroying their communities. And “the federal government,” he said, “is an accomplice to this fact.”

The 1921 Tulsa massacre and redlining have pierced the popular consciousness in recent years as ways that, through murder and markets, Black communities were destroyed. Curiously, urban renewal has so far remained on the margins of these discussions. Yet that program, in operation between 1949 and 1974, constituted one of the most sweeping and systematic instances of the modern destruction of Black property, neighborhoods, culture, community, businesses, and homes. At its peak in the mid-1960s, urban renewal displaced a minimum of 50,000 families annually—a 1964 House of Representatives report estimated the figure at more like 66,000.

At the very moment when the civil rights movement secured voting rights and the desegregation of public and private spaces, the federal government unleashed a program that enabled local officials to simply clear out entire Black neighborhoods. Federal subsidies went to more than 400 cities, suburbs, and towns, supported more than 1,200 projects, and displaced a minimum of 300,000 families—perhaps some 1.2 million Americans. While Black Americans were just 13 percent of the total population in 1960, they comprised at least 55 percent of those displaced. And, while we tend to remember urban renewal as a big-city program, pursued by titans such as Robert Moses in New York, the vast majority of projects were carried out in cities of 50,000 residents or fewer. These were small cities such as Greenville, North Carolina, where 207 families of color and 11 white families were displaced; Tupelo, Mississippi, where 217 families of color and 31 white families were displaced; and Demopolis, Alabama, where 55 families of color and 7 white families were displaced. Urban Renewal was spread as widely as today’s marches for social justice.

Today, as racially disparate rates of eviction, police violence, and capital flight raise urgent questions about the right to live in safe, thriving communities, a more complete reckoning with urban renewal’s record of destruction is necessary. Fortunately, because urban renewal was federally funded, Washington collected data about how projects unfolded; these records also allow us to reconstruct the many costs of urban renewal. Thanks to a recent comprehensive digital mapping project which I helped spearhead at the University of Richmond’s Digital Scholarship Lab, it’s now possible for the first time to visualize how hundreds of urban renewal projects displaced tens of thousands of Americans. While private–public practices such as redlining help explain the staggering racial wealth gap, the history of urban renewal, though no less materially devastating, involved kinds of theft that are more difficult to quantify—thefts that amount to the destruction of entire lifeworlds. And, the political and economic forces that made urban renewal seem like a good idea at the time continue to shape the precarity of neighborhoods of color today. Like redlining, profit— in this case, returns derived from boosting property taxes— continues to define the state’s interest in destabilizing Black neighborhoods.

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The political and economic forces that made urban renewal seem like a good idea at the time continue to shape the precarity of neighborhoods of color today.

As the United States emerged from World War II, many cities faced a housing crunch. Whites policed the racial boundaries of their neighborhoods, often violently. And so as greater numbers of African Americans migrated north in search of manufacturing jobs and to escape the South’s more formal system of Jim Crow, Black neighborhoods quickly became overcrowded. Residents were often subjected to exorbitant rents in derelict housing owned by slumlords. Families and friends boarded together. Others sublet rooms to meet extortionate rents. Segregated neighborhoods in northern cities became so crowded that many schools operated in two shifts—half of the students went in the morning, the other half in the afternoon. “Blight” was the term policymakers used to describe the worsening conditions structured by these national practices of urban segregation.

Meanwhile, city budgets teetered on the edge of fiscal cliffs, from which they had only just clawed their way back up. The economic exuberance of the 1920s had produced an urban and suburban “land boom,” as the Wall Street Journal put it—the overheated, last gasp of a period “of great and extended prosperity.” Cities fueled this speculation by taking on staggering levels of debt to support the infrastructure that made private property profitable. Net annual additions to municipal debt between 1923 and 1931 averaged over $845 million (or more than $13.5 billion in 2020 dollars), or enough, as one contemporary analyst accurately predicted, “to keep municipal finance in a turmoil for two decades or more.”

When the bottom fell out of the stock market, the consequences quickly ricocheted through urban land markets and city budgets. Property values plummeted, and tax delinquency skyrocketed. In the Great Depression, some 1,200 local or county governments defaulted or went bankrupt.

The New Deal helped stabilize the situation. Later, defense conversion and contracting in World War II injected desperately needed capital into cities. But cities still held considerable debt, and the New Deal’s public works agenda was not without its own considerable costs—while federally subsidized labor constructed many bridges, libraries, schools, and sewage plants, these public assets had also become new line items on municipal budgets. Moreover, as the Depression shuttered factories and the Great Migration brought new residents, officials worried that property tax revenues would never rise to meet these new burdens.

As early as the late 1930s, New Dealers were increasingly concerned that city budgets were fiscal time bombs that threatened to explode the entire progressive project. And they saw that local governments were already using New Deal works programs to remedy the situation. As Mabel Walker, an urban analyst, noted in 1938, in New York City, federally subsidized works projects had begun “siphoning off [the] slum population,” constructing affordable housing “in cheaper areas,” and might even facilitate the delivery of cleared land to “higher income groups” and “business and industry.” The result, she wrote, was “in effect a gigantic subsidy or bonus handed out to property holders in these slum areas” who could never have assembled enough private capital to reset urban land markets themselves. By 1938 Mayor Fiorello LaGuardia estimated the city had torn down or gutted nearly 9,000 buildings. In Philadelphia federal support for clearance subsidized the demolition of 8,328 structures, releasing land with an estimated value of $11.5 million.

Federal leaders struck on the idea of using urban renewal to harness this haphazard redevelopment of cities and turn it into a more coherent, national program of planning, redevelopment, and housing. They also recognized that the federal government’s budget overwhelmingly depended on capital generated in cities in the form of confiscatory, progressive corporate and personal income tax rates. As one of urban renewal’s federal designers put it, short of “a nation-wide overhauling of our traditional arrangements for taxation and public expenditures,” “it seems only fair that the federal government should aid the local governments to the extent necessary to cover their urgently needed outlays.” Federally subsidized slum clearance and redevelopment could put cities back on the path to fiscal independence—and the federal government wouldn’t have to share much of its precious income tax revenue.

Local government officials and their private sector partners were much less interested in creating public housing than they were in commercial redevelopment.

World War II delayed the initiative, but the Housing Act of 1949 set aside significant financing to enable cities to build public housing and to demolish neglected, overcrowded neighborhoods, and antiquated or abandoned industrial properties. As in a number of New Deal programs, the subsidies would be offered in the form of bonded debt, which, after cities delivered a matching share, the federal government would retire. The goal with such a convoluted system of finance was to get capital moving through private financial institutions and to plausibly deemphasize the role of the national government. These were local programs.

This growing mishmash of priorities was a hallmark of midcentury liberalism, which forged cross-cutting relationships with many different interest groups. Some policymakers, for instance, worked closely with real estate interests and business groups and their allies in city halls. Together they hungered for the potential bonanza of private redevelopment and city property tax yields. Others were aligned with progressive public housing advocates or worked closely to cultivate the support of African American community leaders. When he signed the 1949 bill, a signature piece of his Fair Deal agenda, President Harry S. Truman heralded a new front in the war for civil rights: securing a decent home for all Americans. Early on, Black clergy and civil rights activists were among the initiatives’ most hopeful supporters.

Congress soon confronted the reality that few local governments were pursuing the program. Local government officials and their private sector partners were much less interested in creating public housing than they were in commercial redevelopment. But the act’s regulations mandated that housing projects were to be prioritized.

Rather than amend the legislation to offer greater incentives for housing, a revised version of the legislation, the Housing Act of 1954, created the federal Urban Renewal Administration, ceding to the interests of commercial lobbyists and mayors. The act loosened housing mandates and so unleashed a goldmine of federally financed business-oriented clearance and development.

Many of the developments that resulted are among their city’s most iconic. New York City’s Lincoln Square, anchored by Lincoln Center, displaced at least 4,000 families, many of whom were recent arrivals from Puerto Rico. (One imagines some of those residents had been displaced from Puerto Rico, too, where the federal government funded renewal projects in some 30 municipalities, displacing at least 10,000 families.) Pedro Quinones protested displacement by joining a movement called Save Our Homes. As he correctly understood, the program “has come to New York to ‘clean up’ minority groups.” But “we are living there very happily, Puerto Ricans, Negroes, Japanese-Americans and other minorities. . . . We don’t want these communities broken up, but the city wants to have what are called ‘better class people’ there.”

Other projects underwrote the emergence of the “meds and eds” economy that fuel so many cities today. The University of Chicago displaced more than 4,000 families in a series of projects. Clearance and construction of Oklahoma City’s University Medical Center displaced at least 700, disproportionately African American families. And Detroit’s massive Medical Center displaced around 2,000 families, again disproportionately of color. That campus now anchors the city’s fashionable Midtown neighborhood. The University of Pennsylvania spurred projects that displaced more than 700 African American families and a thriving Black business district. That community, called Black Bottom, had been owned or occupied by African Americans since at least the Civil War. Many of its men were Union Army veterans.

“We are living there very happily, Puerto Ricans, Negroes, Japanese-Americans and other minorities. We don’t want these communities broken up, but the city wants ‘better class people’ there.”

Just counting families displaced, however, misses important dimensions of what made this so devastating. While they may not have been thriving in the terms that counted on municipal balance sheets, and while many residents were in dire economic straits, the informal, unplanned mix of public and private, business and culture often amounted to thriving communities. In New York, for instance, more than 600 businesses sat within the Lincoln Square project footprint, businesses that defined the commercial and cultural life of the neighborhood: diners and luncheonettes, candy stores and beauty parlors, a “Chinese goods” store, photography studios, a detective agency, and a funeral parlor.

For displaced businesses, federal law authorized a $2,500 reimbursement for “moving and fixtures” (the ceiling was ultimately abolished, but payments were still at local officials’ discretion). But business owners protested that the figure was a pittance compared to the costs associated with moving, reopening, and lost revenue in the meantime. Small businesses operated on vanishingly slim margins. One pharmacist estimated the cost of relocating and reopening was more like $20,000. Many displaced businesses simply closed down. These dynamics played out in small cities such as Rome, Georgia, too. Callie Martin had owned and operated Let’s Eat Café in the city’s cleared Black neighborhood. After packing up, moving, and reopening, she was barely scraping by. “I was able to give work to two people,” she told the local paper in 1971. “But now I’m just working by myself and not really making ends meet.” Renewal “really caused me to lose a decent living.” Hubert Holland, who lost his barber shop was clearer: “The way I see it, they destroyed the Negro businesses, what little they had.” Two years after clearance, just four of Rome’s 16 displaced Black businesses had reopened. As of 1963, some 39,399 businesses were reported to have been displaced through urban renewal alone (the federal highway program displaced thousands more). Urban renewal would run for another 11 years.

The vast majority of families displaced were renters: a 1968 study found that two thirds of all “relocatees” and three quarters of non-white families displaced were renters. While their landlords—slumlords in many cases—would be compensated for the loss of their property (and some quite handsomely), very often the families that actually lived in these buildings were not. Instead, federal statutes entitled these citizens to “relocation assistance”—vague guidelines that local authorities assist displaced families with finding temporary housing. The legislation “authorized” local governments to offer up to $300 in relocation grants to displaced families. That figure was raised to $500 in 1964, the first year that relocation funds and rental assistance were included elderly individuals. But in many cities, “relocation assistance” simply amounted to flyers with lists of local real estate brokers.

Because of baked-in local discretion, thousands and thousands of those who were displaced never received any financial assistance. Cities made little attempt to keep track of those who were displaced because if they didn’t know where people went, they couldn’t compensate them; as a result, displacement records constitute one of the archival silences of urban renewal. In one Cleveland neighborhood, 717 families’ homes were razed to clear land for industrial redevelopment. Of them, 224 moved to “unknown” locations (they were likely living with friends and family); 57 moved into other forms of “substandard” housing; and 301 still lived, as the city’s Black paper reported, “in the midst of abandoned housing.” Across a number of Cleveland’s renewal programs, officials admitted not knowing what had become of another 1,194 families.

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Thousands of those who were displaced never received financial assistance. Cities made little attempt to keep track of those who were displaced because if they didn’t know where people went, they couldn’t compensate them.

The transfer of wealth, capital, and land from these communities to large business interests and developers only scratches the surface of the damage done by urban renewal. Ties of kinship and community were shattered. The loss of a sense of “rootedness” was devastating. Grady Abrams, who was displaced from the Five Points neighborhood in Augusta, Georgia, recalled the traumatic experience of his lost community. “It is one thing to leave your home, your neighborhood on your own, to be forced out is a different manner.” He testified to the lasting trauma: “It was, to me, the closest thing to death I can think of. In fact, my neighbors and I lost relationships forever. There is nothing of the past now in Five Points that I can show my grandchildren and great grandchildren that was part of my past. Nothing at all.”

All of these issues were known to federal administrators. As one 1965 report found, thanks to urban renewal, “Nonwhites have been forced into already crowded housing facilities, thereby spreading blight, aggravating ghettoes, and generally defeating the social purpose of urban renewal.” Displaced citizens, another report found, “are faced with having to reconstruct their lives. . . . They must terminate relationships and break routines that—especially for the elderly—have been equated with life itself.” These were connections to tradition, community, and history that the built environment makes manifest—the millions of memories and attachments we make to each other through spaces like street corners and schools, bars and barber shops.

As we try to reconstruct these histories, so far we only have comprehensive family displacement data for the years 1950–66. These figures dramatically undercount families of color because in many places Latin and Caribbean communities were counted as white, as in the Lincoln Center project and a number of clearance projects in California. Moreover, the government only counted families for displacement purposes, because they were the primary displacees entitled to the paltry and frequently underdelivered relocation assistance grants. Non-elderly single people and nonconforming households—by which officials meant gay and lesbian families and those in which unmarried women and men cohabitated—were not entitled to relocation assistance. They literally didn’t count.

Rather than solve urban decay, urban renewal often exacerbated the problems. Many projects took years to complete. In the state of New York, it took an average of 8 years to develop a project; in New York City the average was 13 years. Those who stuck around their old neighborhoods often lived among boarded-up and vacated buildings or vacant lots. Not surprisingly, crime, which often hadn’t been much of a problem before, frequently took hold. Once optimistic Black residents—who had hoped to take their relocation checks out to the suburbs or use them to secure new homes in their old neighborhoods—couldn’t wait to get out. As one Black property-owner in Cleveland put it, “I’d move tonight if the city will buy my property. I’m ready to get out.” But in Cleveland, as in other cities, the local urban renewal office often intentionally delayed purchasing properties. In the mid-1960s, the federal Civil Rights Commission found that city officials allowed targeted properties to fall into further disrepair in order to secure a lower purchasing price ahead of demolition.

As historian Arnold Hirsch found in his landmark study of midcentury Chicago, clearing out African Americans was often the entire point: as the Chancellor of the University of Chicago put it, the program would act as “an effective screening tool” and as a way of “cutting down the number of Negroes” in the neighborhood surrounding the elite institution. That said, communities of color, immigrants, and the elderly were not alone in shouldering the costs of urban renewal. Many working-class white communities were devastated as well. While white families had more options for neighborhoods where they could move, and greater access to traditional mortgages, the loss of community and history reverberated across the color line.

“It is one thing to leave your neighborhood on your own, to be forced out is a different manner. It was, to me, the closest thing to death I can think of. There is nothing of the past now that I can show my grandchildren.”

In Boston, the majority of families displaced to build the city’s new West End and brutalist Government Center complex—nearly 70 percent—were white. Though even that figure suggests that nonwhite Bostonians were disproportionately displaced: as of 1960, they were still less than 10 percent of the city’s population. Still, the sheer number of white families displaced in Boston, more than 7,000, is staggering. And, as in Black neighborhoods, class played an important role in leading officials to choose certain communities—those with fewer resources and less political clout suffered greater losses. In Brooklyn, for instance, white, middle-class gentrifiers successfully blocked or modified key aspects of Robert Moses’s redevelopment plans for Brooklyn Heights and neighborhoods farther south. In the process, they also taught city planners about the potential value to be gained through preservation and gentrification. From these clashes emerged new, subtler and more recognizably modern forms of urban renewal: code enforcement, historical zoning, targeted policing.

In total, at least 550 square miles of U.S. cities were razed through urban renewal. The scale of displacement in big cities was staggering. Washington, D.C.’s Southwest projects displaced more than 4,000 families. The Lubbock, Texas, Coronado project forced out nearly 1,300 families and, federal data shows, managed not to touch a single white family. The country’s single largest project in terms of dislocation was Cincinnati’s Kenyon-Barr, which displaced at least 4,953 families—4,824 of which were African American. However, the intimacy of clearance in small city renewal projects was no less devastating. Communities that had lived and worked beside each other were ripped apart. Tiny Danville, Kentucky—population 9,010 in 1960—cleared out its lone Black residential and commercial district, displacing businesses and at least 48 families of color. When violence erupted in smaller cities in Georgia—Augusta in 1970 and Rome in 1971—a younger generation of African Americans in these communities signaled that discriminatory policing and displacement continued to define their second-class citizenship.

Throughout, local and federal officials kept their eyes on the bottom line: property values and property tax revenues. As the commissioner of the federal Urban Renewal Administration testified before Congress, the leading rationale for the program had “always been to sustain and increase the capacity of cities to meet rising needs for essential public facilities and services”; “private enterprise could not do it alone”; and “the impact of urban renewal upon taxable values is particularly important.” Local officials enthusiastically ratified these commitments. In Chicago, Mayor Richard Daley expected the city’s tax harvest on renewed land to rise from $2.3 million to $4.8 million. The massive Southwest, Washington, D.C., renewal project—estimated to displace some 2,500 black families—was expected to produce nearly $5 million in tax revenue annually against less than $600,000 prior to clearance. Even Tiny Calexico, California, population 7,900 in 1960, situated on the California–Mexico border, predicted a nearly fourfold uptick in property tax yields on its renewed land, from $4,400 to $16,400.

Many projects failed, leaving cities under pressure to boost property values through aggressive policing tactics. In the wake of Michael Brown’s killing, the DOJ found that Ferguson’s harsh policing of Black residents was the result of a systemic effort to raise revenue.

Yet, for many cities, these forecasts were dead wrong. Many projects failed to materialize, often removing otherwise “productive” properties from the tax rolls. The result has been even greater pressure on municipal governments to boost property values and tax yields, goals they have often pursued through greater borrowing and aggressive policing tactics. In the wake of Michael Brown’s killing by Ferguson, Missouri, police, the U.S. Department of Justice found that the city’s harsh policing of its Black residents was the result of a systemic effort to raise revenue. The recent allegations that Breonna Taylor’s murder by Louisville police was tied to a special police squad—“Place Based Investigations”—makes the linkage between policing, municipal revenue creation, and redevelopment even clearer. According to attorneys for Taylor’s family, the warrants associated with narcotics investigations were meant to address one of the “primary roadblocks” to a multimillion-dollar redevelopment initiative. As the attorneys put it, “When the layers are peeled back, the origin of Breonna’s home being raided by police starts with a political need to clear out a street for a large real estate development project and finishes with a newly formed, rogue police unit violating all levels of policy, protocol and policing standards.”

The young man James Baldwin spoke with in San Francisco understood that the fullest expressions of identity and citizenship rest on the most intimate foundations—the spaces of home and community through which our lives take on meaning, a neighborhood to which we might return, memories created and that come rushing back. Returning to such spaces enables us to rediscover our roots, collapsing, for a moment, the distance between past and present. Urban renewal robbed generations of these formative spaces—and much more besides.

As today’s movements for social justice grapple with state-sanctioned violence on communities of color, we must also be alert to the fact that policing is but one branch of the local state. While the audacity and scale of urban renewal was exceptional, the structural conditions and fiscal-political logics that created it are still with us. Indeed, today’s austerity and municipal debt only increases urban budgetary pressures, which helps explain why cities led by Black mayors and councils are as likely as any other to pursue aggressive displacement and redevelopment schemes. These powerful dynamics also help explain why city officials resist calls for defunding the police: they guard present property values and are one among a number of tools for producing the property values of the future. Focusing on policing alone, then, misses this broader picture—of urban real estate, the fiscal bases of city governance, and capitalism. Producing flourishing Black communities today means addressing all of these forces at once.

 

Source: Tearing Down Black America | Boston Review

How to Close Heirs’ Property Loopholes — ProPublica

 

How to Close Heirs’ Property Loopholes

What to consider to avoid losing land that has been passed down through generations without a will and is shared among heirs.

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The Reels brothers grew up on waterfront land that their great-grandfather bought one generation after slavery. Their family has lived there for more than a century. But because it was passed down without a will, it became heirs’ property, a form of ownership in which descendants inherit an interest, like holding stock in a company. Without a clear title, these landowners are vulnerable to laws that allow speculators and developers to acquire their property. One attorney called heirs’ property “the worst problem you never heard of.” The U.S. Department of Agriculture has recognized it as “the leading cause of Black involuntary land loss.”

Read about the Reels brothers and the risks of heirs’ property.


What can heirs’ property owners do to protect their land?

  • Plan for the future. Write a will or prepare a transfer on death deed to help pass a clear title to the next generation.

  • Pay your property taxes. Visit your tax assessor’s office and make sure that your taxes are paid and that the address of the person responsible for coordinating bills is up to date.

  • Write a family tree. Find out the names on the deed for your land and lay out each generation of heirs that has followed. You can use legal documents from the county, like birth certificates and marriage licenses, as well as family letters, obituaries, information from genealogy websites and records from family reunions.

  • Create a paper trail to prove your ownership. If you inherited your property without a will or formal estate proceedings, many states allow for an affidavit of heirship to be filed in the property records to establish your ownership. The rules of when and how an affidavit can be filed vary by state.

  • Consolidate the ownership. Consider asking other heirs if they would be willing to transfer their interest in the property to those with the closest ties to the land. In many states, this can be done through a gift deed.

  • Manage the co-ownership. Talk to a lawyer you trust about your options, like creating a family LLC or land trust.

  • Track your expenses. If you pay for expenses on the property, like improvements to the homes or taxes, keep track of them. If a partition sale is started, you may be able to receive a larger share of the proceeds.

The Reels brothers grew up on waterfront land that was passed down without a will. (Wayne Lawrence, special to ProPublica)

What laws affect heirs’ property owners?

Fourteen states have passed the Uniform Partition of Heirs Property Act, which expands heirs’ rights in partition actions and can help heirs’ property owners gain access to Department of Agriculture programs. States where this has not passed include North Carolina, Mississippi, Florida, Louisiana and Tennessee.

The 2018 Farm Bill created a lending program that, if funded by Congress, would support local organizations providing legal assistance to heirs’ property owners.

About half of the states have Transfer on Death Deed statutes, which allow families to file a simple deed that automatically transfers title to real property upon the owner’s death, without having to go through probate court. The Uniform Real Property Transfer on Death Act has been presented as a model for how such statutes can be written.

What do advocates see as the next steps in helping heirs’ property owners?

Advocates have supported a number of possible legislative initiatives, including:

  • Funding to support an increase in the number of legal aid lawyers who help families clear title and make estate plans, and to support local legal education on maintaining clear title.

  • Legislation that creates an easier route for heirs’ property owners to access FEMA and home repair programs by allowing for heirship affidavits, a simpler, less costly process than clearing a title through the courts.

  • Legislation that creates alternatives to the formal administration of estates when a homeowner dies without a will.

  • Legislation that allows heirs’ property owners to access exemptions from property taxes that are available to other homeowners.

Source: How to Close Heirs’ Property Loopholes — ProPublica

Fixing systemic racism: 19 Black economists you should know about | Fortune

 

As the world grapples with uprooting systemic racism—a conversation catapulted into collective consciousness by the death of George Floyd—it is imperative that Black economists become household names. Their work will move us through the current moment to enable a long-lasting future that upends the oppression in the Black community that subsequently harms the economic system at large.

Economics—a discipline whose core focus is exploring who gets what, where, when, and why—is of great interest to Black people, who too often find themselves on the wrong side of America’s divides in wealth and income. But they’ve faced barriers in matriculating into the profession, as Lisa Cook and Anna Gifty Opoku Agyeman noted in their recent New York Times article, “It Was a Mistake For Me To Choose This Field.” The most recent data, from 2017, show that only 3.2% of doctoral degrees in economics are awarded to Black people each year. More than 52% of Black economists experience racism and/or discrimination, according to a 2019 report by the American Economics Association, and less than half of one percent of all top economics papers across a 30-year-period explicitly address race/ethnicity.

Nearly 100 years have passed, and not much has changed, since America’s first Black economist, Dr. Sadie T.M. Alexander, obtained her PhD from the University of Pennsylvania in 1921. She aimed to champion economic inclusion and justice, despite being denied the ability to practice as an economist in the pre-Civil Rights era. Even though she was deliberately excluded from the profession, she continued to use her economic expertise to recommend better policies for the working class such as the federal jobs guarantee, a concept embraced by President Franklin D. Roosevelt that has been a foundational concept in progressive politics ever since.

Scholars Julianne Malveaux and Nina Banks have been committed to unearthing Alexander’s legacy through her speeches. Her passion for using economics to serve marginalized voices through policy is a common thread that connects the earliest work of Black economists as well as current scholars in the field. Phyllis Ann Wallace, the first woman to receive doctorate of economics at Yale University, focused on racial, as well as gender discrimination in the workplace. Abram Lincoln Harris, who published major economic studies in the 1920s and 1930s, made it a point to focus on “class analysis, black economic life, and labor to illustrate the structural inadequacies of race and racial ideologies.”

To turn the tide against blatant exclusion in their field, today’s Black economists have been keen on supporting pipeline efforts through a variety of organizations including The National Economic Association, the American Economic Association, the Committee on the Status of Minorities in the Economics Profession (CSMGEP), the Women’s Institute for Science, Equity and Research, and The Sadie Collective.

The list presented here, on Juneteenth, serves as a means to center and celebrate the work of Black economic experts across various specializations—both emerging and well-established. Their research and policy analysis should inform public discourse not only on how to improve the Black community’s reality, but in turn to make policy that is better for everyone. Please note: This list is certainly not exhaustive.

Each economist’s name is followed by their main area of specialization, in parentheses.

Juneteenth-Black Economists-Dania Francis

Bryan Frank

Dania Francis (Education) is a professor at the University of Massachusetts, Amherst whose work spans from the implications of educational outcomes for Black females based on the perceptions of Black girls in the classroom to economic reparations for African Americans. Her research interests include labor economics, public finance, economics of education, and racial and ethnic economic disparities.

Juneteenth-Black Economists-Peter Blair

Courtesy of Brown Dog Studio

Peter Q. Blair (Education and the Future of Work) is on the faculty in the Graduate School of Education at Harvard University, where he co-directs the Project on Workforce. He serves as a faculty research fellow of the National Bureau of Economic Research (NBER) and the Principal Investigator of the BE-Lab, a research group with partners from Harvard University, Clemson University, and University of Illinois Urbana-Champaign. His group’s research focuses on the link between the future of work and the future of education, labor market discrimination, occupational licensing, and residential segregation.

Juneteenth-Black Economists-Williams-Jhacova Williams

EPI

Jhacova Williams (Race and Inequality) is an economist for the Economic Policy Institute’s Program on Race, Ethnicity, and the Economy (PREE). In this capacity, she explores the role of structural racism in shaping racial economic disparities in labor markets, housing, criminal justice, higher education, and other areas that have a direct impact on economic outcomes. Williams’s research has focused on Southern culture and the extent to which historical events continue to impact the political behavior and economic outcomes of Southern Blacks.

Juneteenth-Black Economists-Kristen Broady

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Kristen Broady (Race and Inequality) is the dean of the College of Business and Barron Hilton Endowed Professor of Financial Economics at Dillard University. She is also the proprietor of KBroad Consulting. Her most recent publications include “Passing and the Costs and Benefits of Appropriating Blackness,” “Dreaming and Doing at Georgia HBCUs: Continued Relevancy in Post Racial America” and “Race and Jobs at High Risk to Automation.”

Juneteenth-Black Economists-WILLIAM DARITY

Justin Cook for The Wall Street Journal

William Darity, Jr.(Race and Inequality) is the Samuel DuBois Cook Professor of Public Policy, African and African American Studies, and Economics and the director of the Samuel DuBois Cook Center on Social Equity at Duke University. He has served as chair of the Department of African and African American Studies and was the founding director of the Research Network on Racial and Ethnic Inequality at Duke. With well over 300 publications, Darity launched the sub-field of stratification economics in 2005. Darity’s research focuses on inequality by race, class and ethnicity, schooling and the racial achievement gap, North-South theories of trade and development, skin shade and labor market outcomes, the economics of reparations, the Atlantic slave trade and the Industrial Revolution, the history of economics, and the social psychological effects of exposure to unemployment. His most recent book, co-authored with A. Kirsten Mullen is From Here to Equality: Reparations for Black Americans in the Twenty-First Century.

Juneteenth-Black Economists-Darrick Hamilton

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Darrick Hamilton (Race and Inequality), one of the country’s leading economists examining racial disparity, will serve as the founding director of the newly created Institute for the Study of Race, Stratification and Political Economy at The New School. His research spans the gamut from stratification economics through economic and social policy, race, ethnicity and colorism, education, health, labor, asset and debt markets and family formation. His TED Talk, with over 1.5 million views, incited much conversation during the past presidential election season about how to end inequality in America.

Juneteenth-Black Economists-Trevon Logan

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Trevon Logan (Economic History) is the Hazel C. Youngberg Trustees Distinguished Professor in the Department of Economics at The Ohio State University. As the youngest president of the National Economic Association to date, he specializes in economic history and applied demography. He obtained his PhD in Economics from the University of California, Berkeley.

Juneteenth-Black Economists-Willene Johnson

Courtesy of Willene Johnson

Willene Johnson (International Economics) is president of Komaza, Inc., a consulting firm that offers instruction and advice on economic and financial development, including microfinance, security sector resource management, and the role of economics in conflict management. Johnson has worked extensively in Africa, where she was first a volunteer teacher and more recently the U.S. executive director at the African Development Bank. She worked for twenty years in the Federal Reserve System, where her assignments included both research and operational responsibilities in international financial markets.

Juneteenth-Black Economists-Peter Blair Henry

Courtesy of NYU Leonard N. Stern School of Business

Peter Blair Henry (International Economics) is a former dean of New York University’s Leonard N. Stern School of Business, where he is now the William R. Berkley Professor of Economics and Business. He’s the author of TURNAROUND: Third World Lessons for First World Growth. His research interests include international finance, emerging markets, international economic policy, globalization & trade, and macroeconomics.

Juneteenth-Black Economists-Susan Collins

Austin Thomaso/Michigan Photography

Susan Collins (International Economics) is the interim vice provost at the University of Michigan. She joined the Michigan faculty in 2007, serving as the Joan and Sanford Weill Dean of the Gerald R. Ford School of Public Policy until 2017. Before coming to Michigan, she was on the economics faculty at Georgetown University and Harvard University, and a senior fellow at the Brookings Institution (where she retains a nonresident affiliation). She is an international economist whose research interests center on understanding and fostering economic growth in industrial, emerging market, and developing countries.

Juneteenth-Black Economists-Sandile Hlatshwayo

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Sandile Hlatshwayo (International Economics) has research interests in the areas of international trade, international finance, and macroeconomics. She is an economist at the International Monetary Fund, where she helps identify and evaluate global risks through predictive modeling, text-based analytics, and strategic foresight tools (e.g., scenario planning). She also sits on the board of Black Professionals in International Affairs and serves as an inaugural member of the American Economic Association’s Committee on the Status of LGBTQ+ Individuals in the Economics Profession.

Juneteenth-Black Economists-ebonya washington

Michael Marsland

Ebonya Washington (Public Finance), a professor at Yale University, specializes in political economy. Her work explores the formation of political attitudes and how marginalized populations use the political system to attain economic needs. In a recent paper she turns her lens on her own profession, asking what economists can do to increase racial and ethnic diversity in their ranks.

Juneteenth-Black Economists-Damon Jones

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Damon Jones (Public Finance) is an associate professor at the University of Chicago Harris School of Public Policy. He conducts research at the intersection of three fields—public finance, household finance, and behavioral economics—and focuses on topics of inequality. He was a post doctoral fellow at the Stanford Institute for Economic Policy Research (2009–2010) and is a Faculty Research Fellow at the National Bureau of Economic Research.

Courtesy of Julianne Malveaux

Julianne Malveaux (Public Finance) has long been recognized for her progressive and insightful observations. As a labor economist, Malveaux has been described by Cornel West as “the most iconoclastic public intellectual in the country.” Her contributions to the public dialogue on issues such as race, culture, gender, and their economic impacts are shaping public opinion in 21st century America. She is the 15th president of the historically Black all women’s school Bennett College. Her notable works include writings on race, class, and Black women’s economics.

Juneteenth-Black Economists-William Spriggs

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William Spriggs (Labor Economics) is the former assistant secretary for the Office of Policy at the U.S. Department of Labor. He currently serves as the chief economist to the AFL-CIO and has been professor of economics at Howard University since 2012. Spriggs’s economic expertise lies in workforce issues, labor, tax and public policy. Prior to his position at AFL-CIO, he led economic policy development at several think tanks such as the Economic Policy Institute and the National Urban League. He has also held roles at the Department of Commerce, the Small Business Administration and the Economic Committee of the U.S. Congress.

Juneteenth-Black Economists-Ellora Derenoncourt

JM Photo

Ellora Derenoncourt (Labor Economics) is an economist with research interests in labor economics, economic history, and inequality. She is currently a postdoctoral research associate in the Industrial Relations Section in the Department of Economics at Princeton University. In July 2020, she will join the University of California, Berkeley, as an assistant professor in the Department of Economics and the Goldman School of Public Policy.

Juneteenth-Black Economists-Michelle Holder

Courtesy of John Jay College City University of New York

Michelle Holder (Labor Economics) is an assistant professor of Economics at John Jay College, City University of New York. Prior to joining the John Jay faculty, she worked as an economist for a decade in both the nonprofit and government sectors. Her research focuses on blacks and women in the American labor market, and her economic policy reports have been covered by the New York Times, the Wall Street Journal, the New York Amsterdam News, and El Diario. Her first book, African American Men and the Labor Market during the Great Recession, was released in 2017.

Juneteenth-Black Economists-Valerie Wilson-EPI

Valerie Wilson (Labor Economics) is the director of the Economic Policy Institute’s Program on Race, Ethnicity, and the Economy (PREE), a nationally recognized source for expert reports and policy analyses on the economic condition of America’s people of color. Prior to joining EPI, Wilson was an economist and vice president of research at the National Urban League Washington Bureau. She has written extensively on various issues impacting economic inequality in the United States—including employment and training, income and wealth disparities, access to higher education, and social insurance.

Juneteenth-Black Economists-Dr. Lisa Cook

Courtesy of Dr. Lisa Cook

Lisa Cook (Macroeconomics) is a professor in the Department of Economics and in International Relations at Michigan State University. Among her current research interests are economic growth and development, financial institutions and markets, innovation, and economic history. She was a National Fellow at Stanford University and served in the White House as a Senior Economist at the Council of Economic Advisers under President Obama. She also served as President of the National Economic Association and is currently Director of the American Economic Association Summer Program.

Fanta Traore is an MPP and MBA candidate at Yale University. She co-founded the Sadie Collective, which addresses the underrepresentation of Black women in economics and related fields. Follow her on Twitter and Instagram @TheFantaTraore.

Proud to note that of these 5 are OUR COMMON GROUND Voices (guest on our broadcast).

Drs. Lisa Cook,William Darity, Darrick Hamilton,Peter Blair Henry, Willene Johnson and William Spriggs.

 

Source: Fixing systemic racism: 19 Black economists you should know about | Fortune

Opinion | My Mother’s Death Will Have Everything and Nothing to Do With Covid-19 – The New York Times

My Mother Is Busy Getting Ready to Die

No insurance. 64 years old. Alone, along with all the other black people at the bottom of the pandemic.

By 

Dr. Manigault-Bryant is an associate professor of Africana studies at Williams College.

My mother is dying a painful death, and it has everything and nothing to do with Covid-19.

In a piece for The Atlantic detailing the ways in which the coronavirus seems to be hitting black people the hardest, Ibram X. Kendi wrote: “Sometimes racial data tell us something we don’t know. Other times we need racial data to confirm something we already seem to know.” My mother is a living example of what we already know about race, class and suffering.

She is not in an elder-care facility, nor a hospital. She has not been, and most likely will not be, tested for the virus or receive a diagnosis of having it.

Still, hers is the body of all the black people at the bottom of the pandemic. No insurance, though not for lack of trying. Medicaid applications denied for reasons we don’t understand. Inconsistent care at a local public clinic meant hard-to-come-by appointments and checkups only at moments deemed most critical. It wasn’t enough.

Now, she’s dying from end-stage liver disease and kidney failure, diagnosed too late to save her. This has nothing to do with Covid-19.

She is not even that old (64, and thus Medicare ineligible), but FaceTime tells no lies, and she is wasting away before us. What’s worse, even as I’m exactly four hours and three minutes away — geographically closer than I’ve been in over a decade — I can’t be near her, touch her, cook for her, kiss her or tell her all of the things that I don’t yet know I need to say. This has everything to do with Covid-19.
On the occasion she’s strong enough to answer the phone, holding the phone for FaceTime proves too much. Calls come too late, even as time is too short. The grandchildren who live close by cannot get close to her — the idea of transmitting anything to her, as she’s so obviously immune-compromised, is terrifying. The underlying conditions would amplify an already-certain death. This has everything to do with Covid-19.

My brother, who lives exactly six minutes and 24 seconds away from Mommy, risks seeing her because someone needs to make sure she’s still breathing. That check-in is thus essential. He scrubs himself clean after work with all manner of chemicals — he’s a waste management truck driver, an essential employee. This is an effort to protect her. He’s close to her. This is an effort to protect us. This has everything to do with Covid-19.

He tries to get her to eat something other than her single meal of applesauce and Vienna sausages. This has nothing to do with Covid-19.

It’s officially power-of-attorney and health-proxy time. Getting my mother to the lawyer — a four-minute drive — is a thing. My brother and I spend hours strategizing transportation. The errand feels like it takes an eternity. This has everything to do with Covid-19.

Like so many, countless others, my family and I are going to be left with the unsettling weight of her death. My mother is going to die soon, and it will most likely be alone. I am afraid. I am one of many grieving, forever-changed faces. No repast. No low-country songs sung graveside. No sending up our timber for her. We cannot grieve properly. Lots of regret. This has everything to do with Covid-19.

When the pandemic is over, we still won’t know how to deal with this. We’re not ready for this kind of grief. Death is so utter, so absolute, yet so much right now is uncertain. My mother is dying a painful death, and it has everything and nothing to do with Covid-19.

LeRhonda S. Manigault-Bryant (@DoctorRMB) is associate professor of Africana studies at Williams College and the author of “Talking to the Dead: Religion, Music, and Lived Memory Among Gullah/Geechee Women.”

 

Black Workers Matter, Too | The Nation

In the middle of the 20th century, organized labor kept capital from capturing a larger share of the wealth that American industries were creating. In recent decades, the absence of a strong union presence has allowed the 1 percent to funnel that wealth upward uncontested. We can’t fully address this situation until we link the struggle against racism to the struggle for the right of all workers to union representation.To build the power needed to secure labor-law reform and an overhaul of trade policies, we need to integrate the labor movement into a broader coalition that includes civil-rights activists, women’s-rights groups, and faith-based organizations.A strong constituency for such a change certainly exists, although it has not fully coalesced. Recent polling shows that about 87 percent of low-wage black workers approve of labor unions, a level of support almost 20 percent higher than among white workers. When women of color make up three-quarters of the workforce, unions win representational elections at a rate of 82 percent, compared with 35 percent in places where white men make up the majority.

Many seemingly unrelated groups have already begun working together to forge a broader movement to build black worker power. Last September in Raleigh, North Carolina, the Institute for Policy Studies hosted “Black Workers Matter: Organize the South,” a conference that brought together several national labor unions, the NAACP, the Moral Mondays movement, Black Lives Matter, and other civil-rights and religious activists.As the Rev. Dr. William J. Barber II, president of the North Carolina NAACP and founder of the Moral Mondays movement, has pointed out, linking civil rights and worker rights hardly counts as a new idea. Dr. Martin Luther King Jr. called on the labor movement to invest heavily in worker organizing in the South, and the rallying cry at the March on Washington was “jobs and freedom.” To make black economic equality a real possibility in the 21st century, we need to infuse that idea with fresh energy.

Source: Black Workers Matter, Too | The Nation

Methodist Le Bonheur Makes Millions, Owns a Collection Agency and Relentlessly Sues the Poor

In July 2007, Carrie Barrett went to the emergency room at Methodist University Hospital, complaining of shortness of breath and tightness in her chest. Her leg was swollen, she’d later recall, and her toes were turning black.Given her family history, high blood pressure and newly diagnosed congestive heart failure, doctors performed a heart catheterization, threading a long tube through her groin and into her heart.

Her share of the two-night stay: $12,019.Barrett, who has never made more than $12 an hour, doesn’t remember getting any notices to pay from the hospital. But in 2010, Methodist Le Bonheur Healthcare sued her for the unpaid medical bills, plus attorney’s fees and court costs.Since then, the nonprofit hospital system affiliated with the United Methodist Church has doggedly pursued her, adding interest to the debt seven times and garnishing money from her paycheck on 15 occasions.

Source: Methodist Le Bonheur Makes Millions, Owns a Collection Agency and Relentlessly Sues the Poor

OUR COMMON GROUND
Black Voice Sanctuary 

Medicaid Debt Can Cost You Your House – The Atlantic

She soon learned that the rumors held some truth. Medicaid, the government program that provides health care to more than 75 million low-income and disabled Americans, isn’t necessarily free. It’s the only major welfare program that can function like a loan. Medicaid recipients over the age of 55 are expected to repay the government for many medical expenses—and states will seize houses and other assets after those recipients die in order to satisfy the debt.

“The folded american flag from her father’s military funeral is displayed on the mantel in Tawanda Rhodes’s living room. Joseph Victorian, a descendant of Creole slaves, had enlisted in the Army 10 days after learning that the United States was going to war with Korea.To hear more feature stories, see our full list or get the Audm iPhone app.After he was wounded in combat, Joseph was stationed at a military base in Massachusetts. There he met and fell in love with Edna Smith-Rhodes, a young woman who had recently moved to Boston from North Carolina. The couple started a family and eventually settled in the brick towers of the Columbia Point housing project. Joseph took a welding job at a shipyard and pressed laundry on the side; later, Edna would put her southern cooking skills to use in a school cafeteria.

In 1979, Joseph and Edna bought a house in Boston’s Dorchester neighborhood for $24,000. Just a few years after they moved in, Joseph died of blood-circulation problems. But by leaving that house to his wife and children, its mortgage satisfied by his life-insurance payout, he died believing that he had secured a legacy for his family, which, in just a few generations, had lifted itself out of slavery, segregation, and poverty to own a piece of the American dream.

Source: Medicaid Debt Can Cost You Your House – The Atlantic

OUR COMMON GROUND Communications and Media

We Have the Means to Fund Reparations. Where Is the Political Will?

. . . Between 1983 and 2016, the median net worth for Black Americans actually went down by 50 percent. Paired with a growing Latinx population that also lags far behind whites in household wealth, the U.S.’s overall median wealth trended downward over those decades, even as median white wealth increased.These trends go hand-in-hand with the rigging of the overall economy. Over the last 30 years, the wealthiest 20 percent of households have captured almost 97.4 percent of all increases in wealth, leaving only scraps for the rest.To repair these breaches — between Black and white, as well as between the rich and the rest — we must restore the wealth of communities that were literally used as a foundation of the nation’s wealth, while being prohibited from building their own.

As Ta-Nehisi Coates wrote in his groundbreaking case for reparations in The Atlantic, reparations are “the price we must pay to see ourselves squarely.”It won’t be an easy task. But it’s by no means insurmountable.”

Source: We Have the Means to Fund Reparations. Where Is the Political Will?

INCREASING PUBLIC POWER TO INCREASE COMPETITION: A FOUNDATION FOR AN INCLUSIVE ECONOMY

INCREASING PUBLIC POWER TO INCREASE COMPETITION:  A FOUNDATION FOR AN INCLUSIVE ECONOMY

ISSUE BRIEF BY WILLIAM DARITY JR., DARRICK HAMILTON, AND RAKEEN MABUD
MAY 2019

Executive Summary

The United States needs an economy grounded in justice and morality, where everyone, free of undue resource constraints, can prosper. To achieve this, citizens ought to have universal access to undeniable economic rights, such as the right to employment, medical and health care, high quality education, sound banking and financial services, or a meaningful endowment at birth (Paul, Darity, Hamilton 2018). Currently, our system provides these rights primarily through the “free market” by private providers, but these private companies often fail to meet the following criteria:

•   Quantity: Are goods adequately supplied?
•   Quality: Are the goods high quality?
•   Access: Do people have adequate access to these goods?

Because of the failure of America’s markets-first approach to policy, the federal government should intervene by introducing public options that provide these essential goods and services in direct competition with private firms. Doing so will set “floors” on wages and quality and “ceilings” on price for private actors who are intent on providing important economic rights at a cost. In employment, this might mean providing a federal jobs guarantee (FJG); in financial services, this could mean access to bank accounts and safe, nonpredatory loans. Throughout this issue brief, we explore what public options might look like in employment, health, housing, education, and financial services. We argue that in these sectors, public options are necessary to combat high-cost, low-quality provision by private actors and ensure universal and better quality access to all Americans.

Full Report here.   https://rooseveltinstitute.org/wp-content/uploads/2019/04/RI_Increasing-Public-Power-to-Increase-Competition-brief-201905.pdf

CREATIVE COMMONS COPYRIGHT 2019 | ROOSEVELTINSTITUTE.ORG

The report features the work of OUR COMMON GROUND Voices, Drs. William “Sandy” Darity and Darrick Hamilton

Darity Hamilton

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