Contract Buying Robbed Black Families In Chicago Of Billions | WBEZ

“The takeaway is that we have a history that so many Chicagoans are really not aware of that has really shaped the city and shaped the racial politics of the city. It shaped the economy of the city. In order to move forward and address issues that confront us in terms of poverty and racial discrimination, we have to have a common understanding of what happened in the past,” said Duke University’s Bruce Orenstein, the study’s project director who is doing a documentary series on Chicago’s housing segregation.That past has roots 100 years ago with white people not understanding that they created black ghettos, he said.”

Source: Contract Buying Robbed Black Families In Chicago Of Billions | WBEZ

There were nearly a million black farmers in 1920. Why have they disappeared? | Environment | The Guardian

Today there are just 45,000 African American farmers. One man is fighting to save them.

Source: There were nearly a million black farmers in 1920. Why have they disappeared? | Environment | The Guardian

How Redlining Continues to Hold Back Black Americans

To understand racism in America, one must first disabuse themselves of the idea that race is a social construct—an idea that has been created and accepted by the people in a society.

Source: How Redlining Continues to Hold Back Black Americans

A loophole lets SC hospitals take millions from residents’ tax refunds for unpaid bills | Business | postandcourier.com

South Carolina hospitals are using a loophole in state law to scoop millions of dollars a year from the pockets of the poorest of patients. It mostly takes place outside the courts and the public eye.

A law originally written to help state and local governments collect debts is being used to seize tax refunds from people with past-due medical bills. The S.C. Department of Revenue does the legwork, and the cash flows straight into the coffers of some of the region’s largest health care companies.

The payoff is huge.

Source: A loophole lets SC hospitals take millions from residents’ tax refunds for unpaid bills | Business | postandcourier.com

Ten Solutions to Bridge the Racial Wealth Divide – Inequality.org

The deep and persistent racial wealth divide will not close without bold, structural reform.  It has been created and held in place by public policies that have evolved with time including slavery, Jim Crow, red lining, mass incarceration, among many others. The racial wealth divide is greater today than it was nearly four decades ago and trends point to its continued widening.

Source: Ten Solutions to Bridge the Racial Wealth Divide – Inequality.org

Many People are Too Broke for Bankruptcy. A New Report Suggests Some Fixes. — ProPublica

 

All sorts of bad things happen when bankruptcy is out of reach for people, as we showed in a series of stories. People turn to unscrupulous operators who file phony bankruptcy cases, as happens often in Los Angeles. Particularly in the South, they turn to a form of bankruptcy that features a payment plan and that often ends in failure, leaving debtors worse off than when they filed. (African Americans are especially prone to that problem.) And finally, many people don’t file at all — and just hope that a debt collector doesn’t seize their wages.

Source: Many People are Too Broke for Bankruptcy. A New Report Suggests Some Fixes. — ProPublica

Racism Knocking at the Door: the Use of Criminal Background Checks in Rental Housing – Race, Racism and the Law

Racism Knocking at the Door: the Use of Criminal Background Checks in Rental Housing

In 2016, after decades of appearing to encourage local public housing providers to adopt harsh policies barring applicants with criminal records, the Office of General Counsel for the United States Department of Housing and Urban Development (“HUD”) issued guidance instructing public and private housing providers to take in to account the potentially disparate effects of such policies on racial minorities (the “HUD Guidance”). Recognizing that African Americans and Latinos are “arrested, convicted and incarcerated at rates disproportionate to their share of the general population,” HUD advised that any policy that “restricts access to housing on the basis of criminal history” may have an unlawful disparate impact based on race.

 

Source: Racism Knocking at the Door: the Use of Criminal Background Checks in Rental Housing – Race, Racism and the Law